Debt collectors will often do whatever it takes to collect a debt—including break the law. The reason many debt collectors are willing to do this is simple: threats and harassment are effective. When consumers are subjected to these types of tactics, they tend to make mistakes, including agreeing to pay debts that aren’t owed. Debt…
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Negotiating with Debt Buyers
If you fail to pay a debt, the creditor might sell it to a debt buyer. Debt buyers purchase delinquent debts from original creditors for pennies on the dollar. They then attempt to collect the debts to make a large profit. If you’ve been contacted by a debt buyer about a delinquent debt, understanding how…
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Common Debt Buyer Lawsuit Defenses
If you’ve been sued for a debt, there is a good chance that the company that filed the lawsuit isn’t the creditor from which you incurred the debt. If this is the case, you’ve been sued by a debt buyer. Fortunately, there are several common defenses to debt buyer lawsuits that you may be able…
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What Is a Debt Buyer?
Debt buyers are companies that purchase debts from original creditors. Major debt buyers include companies like Midland Funding LLC and Portfolio Recovery Associates. If you’ve been sued for an outstanding debt, there’s a good chance the entity that filed the lawsuit is a debt buyer. In this article, we discuss the debt buying industry and…
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Choosing an Attorney to Fight Your Debt Collection Lawsuit
It’s never fun to receive a debt collection letter in the mail. Even worse, however, is being served with a debt collection lawsuit. If you’ve been sued by a debt collector, it’s imperative that you obtain the services of an experienced debt collection lawsuit defense lawyer as soon as possible. By hiring the right debt…
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Judgment Liens and Foreclosure
If you are sued in court and lose the case, the winning party receives a judgment, which means that you owe the prevailing party a sum of money. That party may then file a judgment lien, which is a lien that attaches to your real estate. When a judgment lien is placed on the property…
Continue reading…Fullman Law Firm Offers Top-Rate Defense to Californians with Debt Lawsuits
All throughout the country, citizens and small businesses struggle to find solutions to their debt problems, and often find themselves at the mercy of powerful creditors. The current global pandemic only made matters worse as pay-cuts and income losses have become an unwanted consequence for many, often taking away any capacity for debtors to settle…
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Fullman Firm Beats Another Debt Collector at Trial
Fullman Firm recently secured another victory at trial against a major debt collector. The plaintiff in the case, Crown Asset Management, alleged that the defendant, represented by Fullman Firm, owed a debt of over $30,000. Luckily, the defendant decided to contact Fullman Firm immediately upon receipt of the lawsuit. Fullman Firm’s preparedness at trial ultimately…
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An Overview of Judgment Liens in California
After a judge or jury hands down a verdict in a civil case, the court enters a judgment. A judgment may also result from a settlement between parties. As part of a judgment, the court orders one party (the debtor) to pay money to another (the creditor). However, the debtor in a case doesn’t always…
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The Removal of Judgment Liens in California
When a person fails to seek bankruptcy protection in time, creditors can place involuntary or judgment liens on their assets. Often, creditors d this without notice. In this article, we examine the ways in which an experienced California attorney can assist with the removal of judgment liens. What Is a Judgment Lien? A judgment lien…
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